It is the last couple of hours of 2012 and I know a lot of folks are whipping out their notebooks and pens or digital gadgets to make brand new resolutions for 2013. If you are one of those people, I say “please hold on” and do one thing first – take stock! Yeah, take stock of…
Today Black Friday, marks the beginning of the ‘crazy’ shopping season. A lot of people are now resting their tired and aching muscles after this morning’s ‘door busting’ moves, and retailers are smiling to the bank while releasing more incentives to ‘get out the money’ again on Cyber Monday.’ This trend will of course continue, albeit with…
Ever wondered why your small business remains small after all these years? Can’t stop thinking about the fantastic business venture you ran that died a painful death? Is your business struggling to keep up with your debt and other financial obligations? Are you getting frustrated that no banks or investors want to put any money…
Dear Small Business Owner: Congratulations on taking the risk and following your passion, you have done what 90% of the rest of the world will never be bold enough to do! However, I hope you read this note and implement the simple tips therein to make sure your venture does not end up dying prematurely like 50%…
A friend recently shocked me when she said: “Tope, can you tell me how an individual can declare bankruptcy?” That sentence began a long discussion about a marriage gone wrong leaving not just emotional scars but also a significant and an unfair amount of debt on the shoulders of one of parties. I am definitely…
My mother used to tell my siblings and I lots of folktales when we were young kids, but for some reason I never realized this particular tale was not a real life story until I was much older. Almost every time she scolded us for doing something bad, she would tell us about this young…
So you opened a savings account immediately you got that dream job five years ago and you have been putting money into the account religiously, so why do you keep getting a statement that shows that you barely have anything but crumbs in your savings account when the bank isn’t stealing from you? The answer…
